loan process

Can I get a Toot loan with bad credit

Yes, it’s possible to get a Toot loan if you have a bad or no credit history.

loan process

How long will it take to receive my money

After applying online, Toot Loans will aim to give you a decision and transfer your funds within 24 hours.

loan process

Is my rate variable or fixed and will it change

All Toot loans have a fixed rate of 69.9% APR, no matter the size, length or type of loan you’re...

loan process

Will I pay an arrangement or set-up fee

No, there are no upfront fees when applying for a Toot loan.

loan process

How much can I borrow

You can apply for a loan of between £1,000 and £5,000. We will assess your application to ensure that your...

loan process

How do I qualify for a Toot loan

To Qualify you must be:

• Aged 23 or over
• A UK resident
• Lived at your current address for...

loan process

Do I need to be a homeowner

You do not have to be a homeowner; we offer loans to tenants and those living with parents so long...

loan process

Are you a direct lender

Yes, Toot loans is a direct lender not a credit broker.

loan process

What can I use my personal loan for

You could use your personal loan for a variety of purposes including:

One off large purchases You can spread...

loan process

What happens when I apply

We make use of the Open Banking process to assess your income and expenditure to ensure that the loan we...