About us

Our goal is helping our customers get their money right.

We help customers with a less than perfect credit score

At Toot, we want to give people the chance to borrow even if they don’t have a perfect credit score. We lend responsibly, ensuring that customers can afford the required monthly payments before proceeding with the loan.

Fair, transparent, responsible

We are totally committed to treating customers fairly at all times. Our documentation is clear and transparent making it easy to understand and there are no hidden fees ensuring that there are no unwelcome surprises during the time of the loan.

The application process

We make the application process as easy as possible by making use of Open Banking and credit risk technologies to ensure that our lending decisions are fair, accurate and consistent. This also enables us to make decisions that can be communicated quickly without the need to request additional information from wage slips and bank statements.

Our story

Ready to get started?

Before considering a personal loan, you should take some time to work out whether a loan is your best option. You should never take out a loan if you’re worried about whether you can meet the repayments.

Apply now